• Delay in rent payment

    The rent due date cannot be extended. In the event of late payment for any reason, interest will add up starting from the due date. It is advisable to pay a delayed rent as soon as possible to minimize extra charges. Nuorisosäätiö sends monthly payment reminders for overdue payments. In case of debt, you will receive a payment tip by email from Nuorisosäätiö and a reminder letter by post. The debt should be paid to the normal rent account including all additional charges. If we do not receive the payment by the due date of reminder, the debt will be transferred to Intrum Oy, and the debt will incur additional collection fees and late-payment interest.

    Check from the letter you have received which collection agency you need to contact, if in doubt:

    Phone: (09) 2291 1954

    Svea Perintä

    Phone: (09) 4242 3050

  • Priority in bills payment

    The list below is based on Takuusäätiö, Legal Aid (Oikeusapu) and other rental companies recommendations:

    1. Rent and water fee

    2. Electricity bill

    3. Food and essential household items

    4. Medicines

    5. Phone

    6. Commute travel tickets or travel card

    7. Insurances

    8. Clothing

    9. Entertainment and other purchases

    The rent is always the first payment due, as failure to pay the rent will result in termination of rental agreement and default of payment. You can negotiate more about due dates for other invoices.

  • Advice in debt situations

    Nuorisosäätiö, at its own discretion submits notifications of concern about tenants who have accumulated a significant amount of rent debt or whose rent payments has not been paid as they use to be paid previously. A notification of concern is made to the municipality's social services, whose task is to investigate the situation and offer the person who is the subject of the notification the needed help to cope with his situation. Please note that the information related to the progress of the case in the social service is not given to Nuorisosäätiö which had initially submitted the notification of concern, but the matter remains confidential between the person and the municipality's social services.

    By notifying concerns to the social services, Nuorisosäätiö aims to support its tenants by forwarding the identification of the need for help and getting the necessary assistance as early as possible. Our aim is to secure the tenant's continued living in the Nuorisosäätiö’s apartment.

    Advice in debt situations provided by:

    Takuusäätiö’s Fund Debt Line: tel. 0800 98009 weekdays 10am - 2pm

    Takuusäätiö’s Ask About Money -Chat:

    Financial and debt counseling service:

    Oman kuntasi sosiaalitoimi Social worker / office in your own municipality 

  • Nuorisosäätiö's collection process

    When your rent has not been paid, we will send you a payment reminder. If you do not respond to the payment reminder, we will transfer the debt to our collection partner and you will receive a payment request. When the payment claim is due, as a landlord, we will start the eviction process.


    When the demand for payment falls due, the landlord has the right to apply for eviction with a summons.

    Click on the image to enlarge it.

  • Daily financial planning and saving money

    Check out your household financial situation

    Takuusäätiö’s Budget Calculator

    Penno application for calculating income and expenses

    Marttaliitto's Financial Planning Page